Fresh Start Loan Program. The Horizon Bank Fresh Start Loan Program is perfect for you if you’re ready to start establishing credit or get your credit history back on track. Note: Your ability to repay determines your actual loan amount. The maximum overall debt you have compared to your income cannot exceed 50%.
Fresh Start Home Owner Loan Program. The Fresh Start Loan Program was created for homeowners who have previously experienced foreclosure, short sale, or bankruptcy and could not qualify for a conventional home loan currently.Why do we need so much personal financial information for a privately funded home loan?